7 ways to cut your expenses and improve your finances
Reducing some unnecessary expenses can achieve your financial goals. Here are some tips to take control of your money:
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Debt Collectors can now contact you on social media
CFBP has given debt collectors the ability to contact lenders through social media.
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Financial challenges triggered by Covid-19
Covid-19 has brought unprecedented challenges for many individuals and families all around the world.
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Credit or Debit card, when to use each one?
Credit or Debit card, when to use each one? The benefits and great value offered by credit cards versus the debt-free approach of using a debit card. Make an informed decision when choosing your payment method. According to a study released in 2020 by the Federal Reserve Payments Study, debit cards are used almost twice
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Are there laws that control what debt collectors can say or do?
The Fair Debt Collection Practices Act (FDCPA) is the federal law that regulates what debt collectors can do when collecting debts.
Are there laws that control what debt collectors can say or do? Read More »
An average of $120 billion in credit card interest and fees are paid by Americans each year
Credit cards and fees Credit cards are the large lending product used by consumers, more than 175 million consumers have at least one credit card. The Consumer Financial Protection Bureau known as CFPB estimated that Americans paid $120 billion per year in credit card fees and interest. What give us $1,000 spent per every American
A guide to build your emergency fund
A guide to build your emergency fund We’ve all experienced unexpected financial emergencies such as medical bills, a reduction on our income a car accident or even a damaged cellphone and it often feels like these events arise at the worst time. Building up an emergency fund an excellent way to protect yourself to not
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Student loan debtors should prepare to pay
Interests and payments of federal student loans paused due to COVID 19 will be resumed On May 1, 2022.
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