Savings Calculator
Saving money is essential to you and to your family’s financial stability. Saving money in a bank or financial institution will give you a fixed return in certain period of time. This savings calculator will let you know the total amount that can be returned.
Savings Calculator — calculate future value
This calculator easily answers the question "If I save "X" amount for "Y" months what will the value be at the end?"
The user enters the "Periodic Savings Amount" (amount saved or invested every month); the "Number of Months" and the "Annual Interest Rate" or the annual rate of return one expects to earn on their investments.
The calculator quickly creates a savings schedule and a set of charts that will help the user see the relationship between the amount invested and the return on the investment. The schedule can be copied and pasted to Excel, if desired.
The investment term is always expressed in months.
- 60 months = 5 years
- 120 months = 10 years
- 180 months = 15 years
- 240 months = 20 years
- 360 months = 30 years
If you need a more advanced "Savings Calculator" - one that lets the user solve for the starting amount, the amount to invest, the interest rate, the term required to reach a goal or the future value; or if you would like to easily print the schedule; or if you need to pick a different investment frequency, then you may want to try the calculator located here: https:/financial-calculators.com/savings-calculator
Currency and Date Conventions
All calculators will remember your choice. You may also change it at any time.
Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.

How to use?
Periodic Savings Amount: The fixed amount to be deposited each month
Number of Periods to Save: The total of months in which deposits are going to be made
Annual Interest Rate: Percentage of interested paid by the financial institution.
A BETTER FINANCIAL FUTURE IS POSSIBLE
Saving Tips
Useful information
SET THE AMOUNT
Set a monthly amount you feel comfortable with, make sure this amount does not affect your budget or your regularly monthly expenses.
SET A PERIOD OF TIME
Determine how much time you will save and commit to it
DETERMINE THE PURPOSE
Set a goal and have a clear idea of the purpose of your savings. This will keep you motivated.