IN WHAT AREA DO YOU NEED help?

Am I eligible for your counselling?

Our agency serves anyone who requires help administrating money, managing credit or reducing debts

Is there a cost for your service?

Our service is completely free.

What certifications do your counselors have?

All of our agents are IAPDA certified (International Association of Professional Debt Arbitrators)

Do I have to pay to get my credit report?

Consumers are entitled to one copy of their credit report per year.

Could anyone get a copy of my credit report?

No. Only entities with a legitimate purpose have access to it.

How long does information remain on a credit report?

Late or missed payments and most public record items remain on the report for seven years. Bankruptcies remain for ten years.

Is it possible to repair my credit?

Yes. Anyone can improve or repair their credit.

How can I repair my credit?

Several actions can be taken to repair or restore credit. Options include requesting debt validation, building good credit history and sending disputes.

How soon can I expect to see my credit score improving?

Inaccurate negative items may be removed between 30 to 60 days. However, items that are verified with creditors will be placed back. The entire process of credit repair will take longer.

Can you help me with budgeting?

Yes, we can assist you with a complete individual process.

What information do I need to get started with the budgeting process?

We will request information regarding your income and expenses.

What if I don’t have a record of my expenses?

Contact us so that we can orient you as to what you will need to provide.

Need more help?

Write us!


Chat with us
Chat with us
Questions, doubts, issues? We're here to help you!
Connecting...
None of our operators are available at the moment. Please, try again later.
Our operators are busy. Please try again later
:
:
:
Have you got question? Write to us!
:
:
This chat session has ended
Was this conversation useful? Vote this chat session.
Good Bad