About Course
This course is a complete guide that will allow individuals to take control of their finances and use money to generate wealth. It includes all necessary information to accomplish financial goals, handling and improving credit score, manage accounts properly, how to invest, and of course how to manage delinquent or overdue debts.
What I will learn?
- How to set, define and prioritize financial goals.
- How to elaborate your own personnel budget.
- How to manage credit, debit cards and accounts.
- How to improve your consuming habits.
- How to invest your money.
Course Curriculum
Welcome
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DEBT, CREDIT AND WEALTH: A PERSONAL FINANCE ELEMENTARY COURSE – Welcome
I. Chapter One: Setting Financial Goals
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1.1. Introduction
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1.2 Defining Financial Goals
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1.3 Horizons of the Financial Goals
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1.4 Prioritizing your Financial Goals
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1.5 Planning your Financial Goals
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1.6 Basics of Wealth
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CHAPTER 1 QUIZ
II. Chapter Two: Budget for the Future
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2.1 Introduction: Knowing Yourself
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2.2 Components of a Budget
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2.3 Why follow a Budget?
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2.4 Creating a Budget
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2.5 Monitoring Your Expenses
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CHAPTER 2 QUIZ
III. Chapter Three: Be Smart with Your Money
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3.1 Managing Your Money
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3.2 Financial Institutions and Services
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3.3 Understanding a Checking Account
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3.4 How to Manage A Checking Account
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3.5 Debit Card
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3.6 Protect Your Assets or Wealth.
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CHAPTER 3 QUIZ
IV. Chapter Four: Credit Cards
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4.1 Credit Cards: Convenience or Temptation?
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4.2 Types of Credit Cards
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4.3. Paying your credit cards
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4.4 Legal Action
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4.5 Cancellation of Charges
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4.6 Getting out of debt
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4.7 Credit Card Blocking
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CHAPTER 4 QUIZ
V: Chapter Five: Using Credit
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5.1 What is credit?
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5.2 Building credit history
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5.3 Types of Credit
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5.4 Types of credit accounts
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5.5 The Cost of Credit
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5.6 Obtaining Credit
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5.7 Credit and your Spouse
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5.8 Utility or Public Services Credit
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5.9 Divorce and Credit
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5.10 Credit Score
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CHAPTER 5 QUIZ
VI. Chapter Six: Improving Your Credit
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6.1 Improve Your Credit
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6.2 Damaging Your Credit Report
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6.3 What is a Credit Report?
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6.4 Credit Bureaus
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6.5 Types of Credit Reports
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6.6 Negative Information: Manage Your Information
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6.7 How to correct the negative information
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6.8 Challenging errors in your credit report
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6.9 Negative Listings
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6.10 Adding an Account to your Credit Report
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6.11 Obtaining a credit report
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CHAPTER 6 QUIZ
VII. Chapter Seven: Managing Delinquent or Overdue Debts
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7.1 Warning Signs
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7.2 Dealing with Overdue Debts
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7.3 Consequences of making late payments
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7.4 Foreclosure
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7.5 Eviction
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7.6 Blocking of Home Services (Utilities)
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7.7 Attachment of a Car
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7.8 Consequences of unpaid taxes
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7.9 Declaration of Bankruptcy
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7.10 Debt Collectors
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7.11 Take Control of Your Debt
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CHAPTER 7 QUIZ
VIII. Chapter Eight: Fundamentals of Investment
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8.1 Investing your money
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8.2 Concept of investment:
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8.3 Why Invest?
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8.4 Compound interest
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8.5 Types of Investments
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8.6 Investing Early
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8.7 Investment and Risk
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CHAPTER 8 QUIZ
IX. Chapter Nine: Buying an Automobile
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9.1 General
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9.2 Car Shopping
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9.3 Types of leases
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9.4 General Recommendations:
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9.4 General Recommendations:
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9.5 Buying v. Leasing
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CHAPTER 9 QUIZ
X. Chapter Ten: Conscious Consumers
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10.1 Advertising Industry
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10.2 Advertising Techniques
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10.3 Sales Techniques
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10.4 Identity Theft
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10.5 Stealing Your Identity
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10.6 Protect Your Identity
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10.7 Defend Your Identity
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CHAPTER 10 QUIZ
XI. Chapter Eleven: Resources & Consumer Protection Laws
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11.1 Consumer Protection Laws
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11.2 The Consumer Guide
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11.3 Credit Reporting Agencies
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11.4 Tax Professionals
XII. Chapter Twelve: Government Programs
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12.1 Government Programs
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12.2 Unemployment Insurance
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12.3 Social Protection System
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12.4 Social Security System
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12.5 Qualifying for Social Security
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12.6 Statement of Social Security
$55.00
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LevelAll Levels
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Total Enrolled2
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Duration10 minutes
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Last UpdatedAugust 30, 2022
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