Terms of Use

• WEBSITE RESPONSIBLE DATA. 

• Our commercial name is: Innova Credit Counseling Inc.
• Our address is: 7950 NW 53 St, Suite 337, Doral, Fl 33166
• Email: hello@innovacc.org
• Our main activity is: Financial literacy and education to USA customers

1.2. WEBSITE PURPOSE. The services offered in this website are:

– Credit and Debt Counseling

– Financial Literacy and Education

1.3. USERS

The access or use of our website makes you one of our USERS accepting all terms of use, nevertheless it does not imply a commercial or work relation.

1.4. WEBSITE USE AND DATA COLLECTION

1.4.1 WEBSITE USE:

The website: https://innovacc.org/ (from now on Website) give access to articles, information, services and data (from now on content) property of Innova Credit Counseling. THE USER assumes all the responsibility of use of the website and commits to make right use of the contents offered through the website. Forbidden use includes but is not limited to:

• Illegal activities that may disturb public order and good behavior
• Publishing content related to race or gender discrimination, pornography, terrorism or any threat to human rights.
• Causing damages to the website system, its suppliers, or third persons, introducing or diffusing on the network virus or any other that may cause damage.
• Trying to get access or use another person’s user credentials or email to modify or manipulate messages content.

Innova Credit Counseling reserves the right to remove all comments that may affect the respect, dignity of any person or business, any discriminatory, xenophobic, racist, pornographic content that attempt against youth or childhood, public order or security or any other that in our opinion are not suitable for publication.

In any case Innova Credit Counseling will be responsible for opinions made by users through our blog or any other tool that could be created and allow users to participate.

1.4.2 DATA COLLECTION

Contact form. – Where THE USER must fill information such as email, phone, name, service interested in, etc.

Subscription form. – Filled by USER with name and email, required for subscription.

Tracking cookies according the following rules: Navigation and IP Address.-

When browsing this Website, the user automatically provides to the website information regarding their IP address, date and time of access, the hyperlink that has been forwarded to it, their operating system and the browser used. Despite the foregoing, users may unsubscribe at any time from the services provided by Innova Credit Counseling in compliance with current regulations on Data Protection. Likewise, both by subscribing to this Website, and by making comments on any of its pages and/or entries, the user consents:

The treatment of your personal data in the WordPress environment in accordance with its privacy policies. The access of Innova Credit Counseling to the data that, according to the WordPress infrastructure, the user needs to provide either for the subscription to the web or for any query through the contact form. Likewise, we inform that the information of our users is protected in accordance with our PRIVACY POLICY. 

By activating a subscription, contact form or comment, the user understands and accepts that:

Since the moment you make your subscription or access to any service, Innova Credit Counseling has access to: Name, and email, or other necessary data, forming a file with the name “USERS OF THE WEBSITE AND SUBSCRIBERS”.

In any case, Innova Credit Counseling reserves the right to modify, at any time and without prior notice, the presentation and configuration of the website https://innovacc.org/ as well as this legal notice.

2. INTELLECTUAL AND INDUSTRIAL PROPERTY

Innova Credit Counseling, by itself or as assignee, is the owner of all the intellectual and industrial property rights of this Website, as well as the elements contained therein (for example, images, sound, audio, video, software or texts; trademarks or logos, color combinations, structure and design, selection of materials used, computer programs necessary for its operation, access and use, etc.), owned by Innova Credit Counseling or its licensors. All rights reserved.

Any previously not authorized use by Innova Credit Counseling will be considered a serious breach to the intellectual or industrial property rights of the author.

The reproduction, distribution and public communication, including its method of making available, part or all of the content found on this Website, for commercial purposes, in any channel and by any technical means, without the express and written authorization of Innova Credit Counseling is totally prohibited.

The USER agrees to respect the Intellectual and Industrial Property rights owned by Innova Credit Counseling. You can only view the elements of the Website without the possibility of printing, copying or storing them on your computer’s hard drive or on any other physical medium. The USER must refrain from deleting, altering, evading, or manipulating any protection device or security system that was installed on the pages of Innova Credit Counseling.

It is strictly prohibited to share the license with more people for its use, each license is personal and non-transferable, reserving as many civil and criminal actions as we can, in order to safeguard our rights, all under penalty of committing a crime against our intellectual property.

3. WARRANTIES EXCLUSIONS AND LIABILITY

Innova Credit Counseling is not responsible, in any case, for damages of any nature that could be caused, as example: due to errors or omissions in the contents, due to lack of availability of the Website, – which will make periodic stops for maintenance technical – as well as for the transmission of viruses or malicious or harmful programs in the contents, despite having adopted all the necessary technological measures to avoid it.

4. MODIFICATIONS

Innova Credit Counseling reserves the right to make the modifications that consider appropriate to this Website without prior notice, being able to change, delete or add both the content and services provided through it and the way they are presented or located.

5. LINKS POLICY

The persons or entities that intend to make or make a hyperlink from a web page of another Internet portal to the Innova Credit Counseling website must submit to the following conditions:

5.1.- The total or partial reproduction of any of the services or contents of the website is not allowed without the prior express authorization of Innova Credit Counseling.

5.2.- Deep-links, IMG or image links, or frames with the Innova Credit Counseling website cannot be established without its prior express authorization.

5.3.- No false, inaccurate or incorrect statement related to Innova Credit Counseling will be established, nor on its services or contents. Except for those signs that are part of the hyperlink, the Website on which it is established will not contain any brand, commercial name, establishment label, denomination, logo, slogan or other distinctive signs belonging to Innova Credit Counseling, unless it is expressly authorized.

5.4.- The establishment of the hyperlink will not imply the existence of a relation between Innova Credit Counseling and the owner of the web page or portal from which it is made, nor the knowledge and acceptance of Innova Credit Counseling of the services and contents offered on the mentioned web page or portal.

5.5.-Innova Credit Counseling will not be responsible for the content or services available to the public on the web page or portal from which the hyperlink is made and nor for the information and statements included therein.

5.6.- Innova Credit Counseling Website may make connections and links to other websites managed and controlled by third parties available to the user. These links have the exclusive function of facilitating users to search for information, content and services on the Internet, without in any case can be considered a suggestion, recommendation or invitation to visit them.

5.7.- Innova Credit Counseling does not commercializes, direct, or previously control, does not own the content, services, information and statements available on said websites.

5.8.- Innova Credit Counseling does not assume any type of responsibility, not even indirectly or subsidiary, for damages of any kind that may arise from access, maintenance, use, quality, legality, reliability and usefulness of the contents, information, communications, opinions, statements, products and services existing or offered on websites not managed by Innova Credit Counseling and that are accessible through Innova Credit Counseling.

6. RIGHTS EXCLUSION

Innova Credit Counseling reserves the right to deny or withdraw access to the portal and/or the services offered without prior notice, at its own request or by a third party, to those users who fail to comply with these General Conditions of Use.

7. GENERAL TERMS

Innova Credit Counseling will pursue the breach of these conditions, as well as any improper use of its website, taking all civil and criminal actions that may correspond by law.

8. MODIFICATION OF THE PRESENT CONDITIONS AND DURATION

Innova Credit Counseling may modify the conditions determined here at any time. The validity of mentioned conditions will depend on their exposure and will be valid until they are modified by others published.

9. CLAIMS AND DOUBTS

Innova Credit Counseling informs that there are claim forms available to users and customers, who can send an email to hello@innovacc.org indicating their name and last name, the service and stating the reasons for their claim. You can also send your claim by mail addressed to: hello@innovacc.org